Many years ago, during the time of the Taa'ibeen (generation of Muslims after the time of Sahaabah), Baghdad was a great city of Islam. Infact it was the capital of the Islam Empire and because of the great number of scholars who lived there, it was the centre of the Islamic knowledge. One day, the ruler of Rome at that time sent an envoy to Baghdad with THREE CHALLENGES FOR THE MUSLIMS. When the messenger arrived at the city, he informed the Khalifah that he had three questions which he CHALLENGED Muslims to answer. The Khalifah gathered all the Scholars of the city and the messenger climbed a high platform and said: “I have come with three questions. If you answer them, then I will leave with you a great AMOUNT OF WEALTH which I brought from Rome. As for the questions THEY ARE:
WHAT WAS THERE BEFORE ALLAH?
IN WHICH DIRECTION DOES ALLAH FACE?
WHAT IS ALLAH ENGAGED IN AT THIS MOMENT?
The Great assembly of people remain SILENT! (Can you think of answers to these questions?) In the midst of these brilliant Scholars and Students of Islam, there was a man looking on with his SON. “O my Dear Father! I will answer him and SILENCE him!" said the young man. So the boy sought the permission of the Khalifah to answer the questions and was granted.
I can take no more. I am totally frustrated. I have lost hope. Would there ever be an end to my problems?
A true believer is primarily concerned about the commands of Allah Ta'ala and the Sunnah of Rasulullah [sallallahu alaihi wa sallam]. He regards the slightest violation as a serious sin.
Allah Ta aala has given us the beautiful formula compatible with the differing natures of the genders. It is reported in a hadith that Rasulullah(sallalahu allaihi wasallam)had apportioned the work that pertains to matters outside the home to Sayyidina Ali (Radhiyallahu Anhu)while the work pertaining to aspects inside the home were allotted to the queen of Jannah (Paradise), Fatima (radhiyallahu anha).
Rasulullah (sallalahu alayhi wasallam) is reported to have said: Moderation in expenditure is half of livelihood. (Mishkaat) In stringent financial conditions it is extremely foolish to continue adopting a high-flying lifestyle, especially when it is evident that the adverse economic situation is biting hard and businesses are collapsing all around-May Allah Ta’ala protect everyone!
Moderation and simplicity must be the rule. One should also not be concerned with keeping up appearances. It is more respectable and honourable, in this world and the hereafter, to sell the mansion and live in a rented flat, or sell the luxury car and drive something smaller, rather than try to pull along just to keep appearances, and finally go insolvent to the detriment of ones creditors. It is also the height of foolishness to try to live up to the standards of others. One should rather look at those who are less fortunate than oneself and be content with ones lot.
Many people with financial difficulties attempt to solve their problem by resorting to borrowing on interest or running overdrafts. This merely compounds the problem. Many people have seen their huge empires collapsing simply because of the interest.
In times of recession many people cannot fulfil their commitments and cannot pay their creditors on time. Some businesses even become bankrupt. In this regard the following aspects must be taken into consideration: If one has a definite problem with paying back ones debts, do not play hide and seek with ones creditors. Also do not make false promises. This will lead one onto a trail of endless lies to cover up more lies. One should meet with ones creditors and put forward ones difficulties. Come to an agreement with regard to the payment. If the matter has reached the stage of insolvency the same approach has to be adopted. Being declared insolvent does not absolve one of ones debts. May Allah Ta’ala protect every persons honour and may he grant one and all abundant halaal sustenance. Aameen